All U.S. States Have Legal Infrastructure to End Anti-Transgender Discrimination In Health Insurance

U.S. State LawA close examination of the recent announcement by the Oregon Insurance Division that insurance companies doing business in Oregon must expand access to care for transgender people reveals that every state has the legal infrastructure to end antitransgender discrimination in health insurance—without passing a single new law.

Three kinds of existing statutes give policymakers the authority to end the anti-trans discrimination in insurance: public-accommodations laws, prohibitions on unfair trade practices in insurance, and grants of discretionary authority to insurance regulators.

For a full analysis, see Andrew Cray’s article for the Center for American Progress, “Every State Can Implement Transgender-Inclusive Health Coverage.”